We received an inquiry from a parent whose child took a rigorous driver safety training course above and beyond the basic Driver’s Ed program.
The question was: Why don’t insurers offer a discount for graduates of these programs? The answer is that many insurers do offer such discounts. In fact one of the programs says that:
Carriers representing approximately 85% of the market are now offering discounts between 5% and 10% for graduates of our program.
The state does not mandate discounts and I do not believe it would be appropriate for the state to do so. Fortunately, most major insurers recognize the value of safety training and have responded with appropriate discounts.
Please don’t hesitate to contact us directly for assistance!